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Smart Property ToolsMake Your Purpose a Plan
Two tools in one. Set a target home and date to discover your monthly savings goal, or enter your income and budget to see the property you can afford right now.
Make Your Purpose a Plan
Turn your home-buying dream into a concrete plan. Either set a target home and date to see how much to save each month, or enter your budget to see the home you can buy right now.
- Down payment needed (20%)₹20,00,000
- Still to save₹15,00,000
- Home loan at purchase₹80,00,000
- Future EMI (~8.5%, 20y)₹69,426/mo
- Already saved₹5.00 Lakh
- Still to save₹15.00 Lakh
Monthly saving by time horizon
Buy sooner and you must save more each month
Your plan at a glance
| Item | Amount |
|---|---|
| Target home price | ₹1,00,00,000 |
| Down payment (20%) | ₹20,00,000 |
| Current savings | ₹5,00,000 |
| Save / month for 5y | ₹20,415 |
| Home loan at purchase | ₹80,00,000 |
| Future EMI | ₹69,426/mo |
*Figures are indicative and assume a 20% down payment with the bank funding the balance. Goal-mode savings use compounding at your chosen expected return. Actual loan eligibility, interest rates and returns vary by lender and market conditions.
How it works
Choose your mode
Pick 'Plan a goal' to save towards a future home, or 'What can I afford' to see what your budget buys today.
Enter your numbers
Add your target home or income, savings and timeline. The planner does the compounding and loan maths for you.
Act on the plan
Get your monthly savings target or maximum price, with charts and tables, then shortlist matching homes.
From home-buying dream to a concrete plan
Most people know the home they want but not the path to afford it. This planner bridges that gap. In goal mode, you set a target home price and a date, and it calculates the exact amount to save every month for your 20% down payment — compounding your savings at the return you expect. In affordability mode, you enter what you earn and can comfortably pay, and it reveals the maximum property price within reach today.
Why a down payment plan matters
- A bigger down payment means a smaller loan and lower lifetime interest.
- Saving steadily towards a goal beats scrambling for funds at the last minute.
- Knowing your affordable price prevents overstretching on EMIs.
When your plan is ready, confirm the instalment with our EMI Calculator and check the loan your salary supports with the Eligibility Calculator.
Frequently Asked Questions
Start with your down payment target — usually 20% of the home price. In 'Plan a goal' mode, enter the home price, when you want to buy and your current savings, and the calculator tells you the monthly amount to save, accounting for returns on your savings.
Turn your plan into a home
Share your goal and an Inframantra advisor will help you find a property that fits your budget and timeline — free of cost.
- Expert guidance on loan eligibility & lowest rates
- Hand-picked RERA-approved properties
- End-to-end support, zero brokerage hassle
